https://docs.google.com/presentation/d/1epF3asROLV-VbQsc3q4D-KoTPNFSY6wW-ygZRY4xrAo/edit#slide=id.gb305dd1d5e_0_6
What You Must Know Today About Your Health Insurance
If you have ever had any health issues, you know how important good health-care insurance can be. It is important for your financial security to make sure that you are covered. This article will help to explain what types of things you should look out for when dealing with health-care insurance.
When considering a health care insurance plan from your employer, be sure to not forget about possible favored doctors and if they will be included in your plan. This is especially important to consider with an OB/GYN, dentist, or long time family doctor. Sometimes it may be more important to pay more for a different plan than to abandon your favorite doctor.
When you have decided on purchasing personal health insurance, you should get a copy of exactly what the plan will look like before you make the final purchase. Make sure that you read all of the fine print, exceptions and clauses, so that you will know what exactly you're getting and what coverage you may end up being denied.
Stay in your health care network, or be prepared for frustration. Health insurance companies sometimes provide strict limits on which doctors you can see and when. If you go outside of their network, to a doctor they do not have listed, they may refuse to pay for it. If they will pay for it, it may be a fiasco to get them to.
Learn the differences between HMO's, PPO's, and POS plans and determine what will be the best fit for your health needs. They all have benefits and negatives that will affect the way you pay for and use your insurance. HMO's require provide less flexibility but higher cost, PPO's give you more options however the fees can be pricey. A POS plan combines aspects of both HMO's and PPO's.
Though you may not be aware of it, adding your spouse onto your own health insurance policy at work can trigger fees if similar coverage is available at their own place of employment. You may be able to save a little money if you each get health insurance through your own jobs, so be sure you figure out the cost for both scenarios.
Unless you are actually suffering an emergency, you should always avoid the emergency room unless you want huge charges on your health insurance bill. A doctor's visit is far more affordable. If you plan it in advance and do not waste the hospital's resources and time, you will not have to pay a lot of immediate care near me money for your visit via deductibles.
Before you make the jump and purchase a health care plan you should find out what kind of plan will best suit you. There are 3 very different plans to choose from, which include, HMO, PPO and POS plans. You should research which one will work best for you before making a final decision.
Before you make the jump and purchase a health care plan you should find out what kind of plan will best suit you. There are 3 very different plans to choose from, which include, HMO, PPO and POS plans. You should research which one will work best for you before making a final decision.
As was stated in the beginning of the article, the main reason for people not being happy with their health insurance is because they are not educated on the subject. In the above article, you were given information that will improve your health insurance knowledge and hopefully help you to get the best coverage policy.
Hoag's Pickup Family Neurosciences Institute Selected to Participate in Study of Pioneering Surgical Epilepsy Treatment
For nearly 50 years, there were few options for patients who suffer from medication-resistant temporal lobe epilepsy. The most effective procedure was temporal lobectomy, a highly invasive surgery that involves removing a large section of the brain and can result in loss of vision, speech, memory and neurocognitive abilities.
The SLATE clinical trial will study the effectiveness of minimally invasive laser surgery using the Medtronic Visualase system. This approach uses an MRI-guided laser probe, approximately the width of a guitar string, to target and destroy the scar, tumor, or malformation that causes seizures. The procedure is revolutionizing the surgical treatment of epilepsy, previously a large and invasive surgery with numerous potential side effects, which may now be performed in a minimally invasive procedure requiring an overnight hospital stay.
"We are privileged to be on the forefront of offering minimally invasive, safer options for patients who wish to avoid large, open surgery," said Chief of Epilepsy Surgery and Hoag neurosurgeon Vik Mehta, M.D., who is the principal investigator of the trial. "In order to meet the needs of people with epilepsy, we need to modernize approaches that are more patient-friendly. This is one of the promising options to replace an invasive approach that had a lot of side effects, and we are excited by the data so far."
Hoag is the only site in the national study to employ Surgical Theater, which combines the use of virtual reality and augmented reality to "rehearse" surgery. This ensures the safest and most effective approach during the procedure.